Our Financial Products
Optima Management Liability Package
Optima is designed to protect your business from the impact of a wide range of potential risks and is Aotearoa’s most comprehensive management liability package

Our cover offers you protection against general commercial liabilities, with a modular approach designed so that you can buy as little or as much cover as you need.
Coverage
Directors and Officers Liability
Provides protection for directors and officers of a company from legal action arising from third parties (including shareholders, creditors, liquidators or regulators) making claims against you.
Corporate Liability
Provides cover for losses arising from securities claims brought against your company.
General Liability
Protects against the costs of compensating third parties if they suffer a personal injury or damage to their property for which you are legally liable.
Statutory Liability
Provides cover for prosecution for regulatory offences under New Zealand Acts of Parliament, including broad cover for Health and Safety prosecutions.
Employment Practices Liability
Provides cover for damages and costs involved with legal action brought by employees for allegations such as discrimination, harassment or unfair dismissal.
Employers Liability
Protects you from claims from staff who have been injured in the workplace when not covered by ACC.
Consequential Loss
This section provides cover for financial loss that follows
Legal Expenses
Protects you and your business against the potential costs of legal action brought by you or against you.
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