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Our Financial Products

Optima Management Liability Package

Optima is designed to protect your business from the impact of a wide range of potential risks and is Aotearoa’s most comprehensive management liability package

Delta Insurance
Our cover offers you protection against general commercial liabilities, with a modular approach designed so that you can buy as little or as much cover as you need.

Coverage

Directors and Officers Liability

Provides protection for directors and officers of a company from  legal action arising from third parties (including shareholders,  creditors, liquidators or regulators) making claims against you.

Corporate Liability

Provides cover for losses arising from securities claims brought against your company.

General Liability

Protects against the costs of compensating third parties if they  suffer a personal injury or damage to their property for which you are  legally liable.

Statutory Liability

Provides cover for prosecution for regulatory offences under New  Zealand Acts of Parliament, including broad cover for Health and Safety  prosecutions.

Employment Practices Liability

Provides cover for damages and costs involved with legal action  brought by employees for allegations such as discrimination, harassment  or unfair dismissal.

Employers Liability

Protects you from claims from staff who have been injured in the workplace when not covered by ACC.

Consequential Loss

This section provides cover for financial loss that follows 

Legal Expenses

Protects you and your business against the potential costs of legal action brought by you or against you.

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Frequently Asked Questions

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Optima Management Liability Package